MASSACHUSETTS
LOW COST
BANKRUPCY CENTER

$0
$995

DOWN EASY PAYMENT PLANS BASED ON YOUR ABILITY TO PAY*

Keep your home, vehicles and retirement accounts

Stop foreclosure, wage garnishment and creditor harassment

Eliminate dischargeable debt and restructure mortgages and loans

ATTORNEY STEPHEN HOLMES
SERVING THE GREATER LOWELL, 
LEOMINSTER AND HARVARD AREAS

Why Choose Atlanta Bankruptcy Attorney Jack Sisson When Considering Chapter 7 or 13 Bankruptcy?

At the Atlanta Low Cost Bankruptcy Center, Law Offices of Jack Sisson, you receive personal, direct service from Atlanta bankruptcy attorney Jack Sisson. You are not handed off to junior staff under the supervision of an attorney like large firms. We will personally help you through the complicated bankruptcy process.

We're committed to taking a full-service, aggressive and innovative approach to each client's unique personal and business needs, and are prepared to help stop embarrassing creditor harassment the day you hire our firm. Even if bankruptcy is not right for you, we can recommend other options for debt relief. Call us and get the full financial protection available to you under the law.

Call us today for a FREE attorney consultation. Evening and weekend appointments may be available upon request.

Call Us Today to Schedule a FREE Bankruptcy Lawyer Consultation  (978) 513-8088

FULL SERVICE CHAPTER 7 TOTAL ATTORNEY FEE*

Professional, knowledgeable, accessible

"The attorneys are professional, knowledgeable, and they really care about the clients. The attorneys are very accessible and communication is great. They actually keep you informed about your case. I highly recommend this firm!"  - Nanook

Customer service far exceeds others

"My husband and I have been working with Adam Law Group. The customer service and individual attention far exceeds any other group we have worked with. They are timely, knowledgeable, and always have our best interest in mind."  - Lauren

Makes you feel comfortable thru the whole process

"Very professional, concerned and helpful. Very thorough in providing all related information. Staff makes you feel comfortable thru the whole process. Will definitely recommend."  - Edith

Our Easy 3-Step Bankruptcy Filing Process

Schedule a FREE initial consultation

During your free initial consultation, we will spend whatever time is necessary with you to analyze your unique case. We will provide immediate feedback and a preliminary estimate of how much you can expect to pay, including all required court costs.

1

2

Collect your paperwork

A second meeting is scheduled to obtain your information and documents. From that information, we will prepare your bankruptcy petition for your review and signature. It usually takes just a few days to complete, but in emergencies we can react in hours.

3

Review your petition

Your third appointment will be for the signing of your bankruptcy petition. Once signed, we will file your case with the court and keep you informed throughout the process.

SEND

Chapter 7 and Chapter 13 Massachusetts Bankruptcy Attorney Stephen Holmes

The Holmes Law Offices concentrates on helping people who are in debt and in financial difficulty. We understand that there are times in our lives where a fresh start is needed. As a Debt Relief Agency, we are able to help people, where appropriate, by taking them through the Chapter 7 or Chapter 13 bankruptcy processes to give them that fresh start.

Attorney Stephen Holmes is a graduate of MIT (1976) and the Suffolk University Law School (1987). He has been a member of the Massachusetts Bar since 1991.

Professional Associations

  • Massachusetts Bar Association: Business Law Section, Real Estate Law Section
  • Massachusetts Volunteer Lawyer Project
  • Worcester County Bar Association
  • Middlesex County Bar Association

Convenient Meeting Locations

Massachusetts Low Cost Bankruptcy Center
Holmes Law Offices

100 Merrimack St., 
Suite 205C
Lowell, MA 01852
Easy street parking 

available
     
     


*$0 down payment plans available based on your ability to pay. All fees must be paid prior to filing your case with the court. $995 flat attorney fee for Chapter 7 filings, based on facts. Complex cases may be more. Plus $335 court filing fee, credit report fee and two financial management courses required by law.

Attorney advertising. We are a debt relief agency. We help Massachusetts people and businesses file for bankruptcy under the U.S. Bankruptcy Code. The information contained in this web site is intended to convey general information. It should not be construed as legal advice or opinion. It is not an offer to represent you, nor is it intended to create an attorney-client relationship. Any communication sent via the Internet using this web site would not be confidential and would not create an attorney-client relationship. Testimonials are actual law firm clients; photos are not the actual clients and are for representation purposes only.

PRIVACY POLICY: As owners of the information collected on this site, Holmes Law Offices and LeadQ Group have access to the information that you voluntarily provide us via email only. We will not sell or rent this information to anyone and use it only to contact you. We will not share  your information with any third party outside of this business and LeadQ Group other than as necessary to fulfill your requests. You can opt out of further communication from us by sending us an email via this site. We take precautions to protect your information both online and offline. If you feel that we are not abiding by this privacy policy, please contact us immediately. Visitors to this site may be included in our remarketing lists.

Low Cost Bankruptcy Centers of America and logo are registered trademarks of LeadQ Group. Site design and content ©2019 LeadQ Group. All rights reserved.

* REQUIRED

ATTORNEY STEPHEN HOLMES

Why Choose Lowell, Harvard and Leominster Bankruptcy Attorney Stephen Holmes When Considering Chapter 7 or 13 Bankruptcy?

At the Holmes Law Offices, you receive personal, direct service from Lowell bankruptcy attorney Stephen Holmes. You are not handed off to junior staff under the supervision of an attorney like large firms. We will personally help you through the complicated bankruptcy process.

Collect your paperwork

A second meeting is scheduled to obtain your information and documents. From that information, we will prepare your bankruptcy petition for your review and signature. It usually takes just a few days to complete, but in emergencies we can react in hours.

Collect your paperwork

A second meeting is scheduled to obtain your information and documents. From that information, we will prepare your bankruptcy petition for your review and signature. It usually takes just a few days to complete, but in emergencies we can react in hours.

Keep your home, vehicles and retirement accounts

Stop foreclosure, wage garnishment and creditor harassment

Eliminate dischargeable debt and restructure mortgages and loans

Why Choose Lowell Massachusetts Bankruptcy Attorney Stephen Holmes When Considering Chapter 7 or 13 Bankruptcy?

At the Holmes Law Offices, you receive personal, direct service from Lowell, Leominster and Harvard bankruptcy attorney Stephen Holmes. You are not handed off to junior staff under the supervision of an attorney like large firms. We will personally help you through the complicated bankruptcy process.

Why Choose Kansas City Bankruptcy Attorney Bill Sisson When Considering Chapter 7 or 13 Bankruptcy?

At the Kansas City Low Cost Bankruptcy Center, Law Offices of Bill Sisson, you receive personal, direct service from Kansas City bankruptcy attorney Bill Sisson. You are not handed off to junior staff under the supervision of an attorney like large firms. We will personally help you through the complicated bankruptcy process.

We're committed to taking a full-service, aggressive and innovative approach to each client's unique personal and business needs, and are prepared to help stop embarrassing creditor harassment the day you hire our firm. Even if bankruptcy is not right for you, we can recommend other options for debt relief. Call us and get the full financial protection available to you under the law.

Call today for a FREE attorney consultation. Evening and weekend appointments may be available upon request.

Professional, knowledgeable, accessible

"The attorneys are professional, knowledgeable, and they really care about the clients. The attorneys are very accessible and communication is great. They actually keep you informed about your case. I highly recommend this firm!"  - Nanook


Makes you feel comfortable thru the whole process

"Very professional, concerned and helpful. Very thorough in providing all related information. Staff makes you feel comfortable thru the whole process. Will definitely recommend."  - Edith


Customer service far exceeds others

"My husband and I have been working with Adam Law Group. The customer service and individual attention far exceeds any other group we have worked with. They are timely, knowledgeable, and always have our best interest in mind."  - Lauren

Call Us 7 Days and Evenings to Schedule a FREE Bankruptcy Lawyer Consultation:

(978) 513-8088

Or, during non-business hours, request an appointment via email and we'll contact you:

Chapter 7 and Chapter 13 Massachusetts Bankruptcy Attorney Stephen Holmes




The Holmes Law Offices concentrates on helping people who are in debt and in financial difficulty. We understand that there are times in our lives where a fresh start is needed. As a Debt Relief Agency, we are able to help people, where appropriate, by taking them through the Chapter 7 or Chapter 13 bankruptcy processes to give them that fresh start.

Attorney Stephen Holmes is a graduate of MIT (1976) and the Suffolk University Law School (1987). He has been a member of the Massachusetts Bar since 1991.

Professional Associations

  • Massachusetts Bar Association: Business Law Section, Real Estate Law Section
  • Massachusetts Volunteer Lawyer Project
  • Worcester County Bar Association

My goal is to provide quality legal services at reasonable prices.

Every case is important to me and each client is treated accordingly. As a sole practitioner, I am able to offer personalized service that is rarely available at the larger firms. I personally deal with each case. I strive to keep my clients well informed about their case so they have all the information necessary to make important decisions. I also take the time to educate my clients about the legal issues involved and the potential consequences of their decisions.

I am an Atlanta native with 30 years experience primarily in bankruptcy law. Having served the Atlanta County Justice Courts as a Judge Pro Tem from 2001 through 2008, I am a current member of the Atlanta Bar in good standing and admitted to practice law in all state and federal courts.

Convenient Meeting Locations






Massachusetts Low Cost Bankruptcy Center
Holmes Law Offices
100 Merrimack St., Suite 205C
Lowell, MA 01852

Easy street parking available
     

Collect your paperwork

A second meeting is scheduled to obtain your information and documents. From that information, we will prepare your bankruptcy petition for your review and signature. It usually takes just a few days to complete, but in emergencies we can react in hours.

For a FREE Consultation: (978) 513-8088

Massachusetts Low Cost Bankruptcy Center
Holmes Law Offices

Satellite Office Locations
Serving the Greater Harvard
and Leominster Areas
Free parking available
     
     


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